COMPARISON

Pilot vs InDinero: What’s the difference?

If you plan to grow, choosing the right accounting and bookkeeping partner is essential. So what separates Pilot and InDinero? Some say it’s the level of guarantee. InDinero will do your books. Whereas Pilot keeps your books audit-ready. InDinero offers support. Pilot’s there in a crisis. One works. One’s a sure thing.

 I trust the data. Pilot knows what I need. I don't have to check it. It's unbelievable.
— Joe Randesi
Co-Founder & CEO, Element5
Watch Joe's story

See the differences

Pilot offers what others can’t: Confidence in your financials

The big value to Pilot is that customers don’t have to double-check our work. You just know it’s done right. “I probably spend  15 minutes a month thinking about accounting. It's like one or two email replies. I never have to think about it,” says Trevor Thompson, Co-Founder of Ethos Network.

Audit-ready books at AI speed

Pilot uses automation under the hood, but human bookkeeping experts review and certify your books. They handle exceptions and answer questions.

CFO insights to run your business

Metrics only matter if they apply to your business. Pilot’s CFOs can build you a model, apply what works for 100s of others in your space, and save you years of guessing.

Integrated tax and credits

Pilot backs up your data in QuickBooks so if anything should change, you aren’t locked in. Your data is yours

Board-ready rigor

Everything Pilot does comes with a service guarantee. We don’t just help you run your finances. We ensure they never stop running, so you keep growing.

Pilot is great for ...

Serious founders who can’t afford errors.

Investor-ready financials and audit-ready books.

Businesses that need experts in their model.

Venture-funded startups or those soon to raise.

InDinero works fine if the stakes are low

InDinero earns respectable reviews from businesses with gentle growth trajectories where the stakes aren’t too high.

A starter solution only

If your business does any of the following, InDinero can no longer support you: launch a new business model, switch to accrual accounting, launch a new business unit, go international.

Your books won’t be audit-ready

InDinero will complete your books but they don’t have the systems and people to certify those books as GAAP-compliant every month.

Lack of financial rigor

InDinero’s team doesn’t have the depth of expertise in financial planning and analysis (FP&A) to produce investor-ready models and projections.

InDinero is a fit if …

You plan to stay small for now.

You are comfortable checking your own financials.

You don’t plan to raise capital.

You don’t plan to change your business model.

CUSTOMER STORY

Founders say Pilot offers true peace of mind

The agency owner John-Henry Scherk tried another accounting service before Pilot, and for years, corrected the books himself whenever they were wrong. This worked while Growth Plays was small. But as the agency grew past 10 people and dozens of customers, things started to slip. He couldn’t plan. He couldn’t hire. He switched to Pilot and realized the relief of handing off to true experts. 

I never have to worry, 'Are my books going to get done? Are they going to get done on time? And are they going to get it done correctly?’ Pilot lets me focus on what I’m best in class at.
John-Henry Scherk
Founder and CEO, Growth Plays

Founders say Pilot lets them focus on growing and hiring

It’s a relief knowing that there’s another set of eyes and a trained algorithm paying attention to our books.

Know your financials are accurate

Pilot’s process ensures that the numbers you see are true and you don’t have to double-check. (Though you can.)

Pilot is a partner we can trust. After going through multiple accounting firms and a DIY effort, we couldn’t be happier.

Get advice that helps you grow

With Pilot, you get a whole team of experts so whatever arises with payroll, invoices, payments, fundraising, or company strategy, we can help.

I don’t think anyone would have any issue with our finances whatsoever, and that’s remarkable.

Rely on an enduring partner

Pilot’s bookkeeping, CFO, tax filing, and operations services come with the guarantee that it will work so well, you can ignore us.

Pilot fueled our most recent fundraise from a financial and strategic perspective, and built data rooms that helped me secure our lead.
Katie Spies
Founder, Maev
SEE THE DIFFERENCES

Founders love that Pilot’s team feels like an extension of theirs

Founded
2017
2009
Focus
Full accounting for venture-funded startups and growing businesses
General bookkeeping and accounting help for a variety of businesses
Pricing
$600 – $2,000+ depending on size
$750 – $2,500+ depending on size
Point of Contact
Your bookkeeper, your controller, or chat through the app
Fully automated; call customer support
Team structure
Well-organized 20-person service operations team
Large custom services team plus seasonal contractors
Automated Bookkeeping
✅ Yes, but always human-reviewed for accuracy
🚫 Limited rules-based automation, primarily people
CFO-Level Insights
✅ Expert-led, hands-on
 strategy and financial modeling
✅ Yes, but highly dependent on who’s assigned to you
Fundraising & 
VC-Ready Financials
✅ Investor-grade reporting, 
due diligence support
🚫 Limited FP&A and strategic finance insights
Industry-Specific Expertise
✅ SaaS, eCommerce, AI, healthtech, and more
🚫 Broad experience across a wide variety of industries

Pilot vs InDinero — FAQ

 What is the main difference between Pilot and InDinero?
Pilot delivers audit-ready, investor-grade financials backed by a team of expert bookkeepers, accountants, and CFOs. InDinero provides general bookkeeping and support but does not offer the same level of financial rigor, strategic depth, or guaranteed accuracy.
Does Pilot or InDinero provide more accurate bookkeeping?
Pilot. Every set of books is reviewed and certified by trained experts and kept GAAP-compliant each month. InDinero completes bookkeeping tasks but does not guarantee audit-ready or investor-grade compliance.
Which platform is better for fast-growing or venture-funded companies?
Pilot is the clear choice. It’s built for growth, fundraising, strategic planning, and complex business models. InDinero works best for small businesses with simple needs and low stakes.
Does InDinero support accrual accounting, new business models, or international expansion?
Only to a limited extent. InDinero often cannot support businesses that switch to accrual, add new revenue streams, expand globally, or launch new units. Pilot handles all of these changes and more.
Which provider is more reliable during audits or due diligence?
Pilot. Pilot produces GAAP-compliant, audit-ready statements every month and provides FP&A and fundraising support. InDinero does not consistently provide investor-ready financials or due-diligence-grade reporting.
How does Pilot’s automation compare to InDinero’s?
Pilot uses AI automation paired with human experts to ensure accuracy and exception handling. InDinero uses limited rules-based automation and relies heavily on manual work and seasonal contractors.
Does Pilot offer CFO strategy and financial modeling?
Yes. Pilot’s CFO team builds models, prepares investor updates, creates decks, and applies insights from hundreds of businesses in your industry. InDinero may offer advisory depending on your assigned rep, but the level of strategic depth is inconsistent.
Does either provider offer integrated tax, R&D credits, and compliance?
Pilot does. Pilot handles taxes, R&D credits, compliance, bill pay, payroll, and more—all backed by QuickBooks data portability. InDinero provides tax help but does not match Pilot’s integrated, audit-oriented approach.
Which platform offers stronger data portability?
Pilot. All bookkeeping is done in QuickBooks, meaning your data is industry-standard and fully portable. InDinero uses a more variable internal approach and cannot guarantee clean portability if you switch providers.
Which is more cost-effective?
Pilot’s pricing starts at $600–$2,000+ depending on company size. InDinero ranges from $750–$2,500+. Although both can cost similar amounts, Pilot includes more advanced financial rigor, modeling, taxes, and growth support—often reducing the need for additional outside services.
Can I switch from InDinero to Pilot?
Yes. Many founders migrate to Pilot when they outgrow InDinero’s capabilities. Pilot can clean up your historical books, rebuild what’s needed in QuickBooks, and get your financials investor-ready.
Who is InDinero best suited for?
InDinero works well for small or local businesses with simple bookkeeping needs, limited growth plans, and founders comfortable checking their own numbers.
Who is Pilot best suited for?
Pilot is ideal for startups, venture-funded companies, and growing businesses that need accurate, GAAP-compliant financials, CFO strategy, tax expertise, and dependable support during audits, raises, or expansions.
Which option actually saves founders more time?
Pilot. Customers say they spend only minutes per month thinking about accounting because Pilot handles bookkeeping, taxes, CFO support, payroll, invoices, and board-ready financials. InDinero can save time on basic tasks, but still requires founders to verify accuracy and handle strategic finance elsewhere.
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