COMPARISON

Pilot vs Digits: Which actually saves time?

Both Pilot and Digits use advanced automation. But only Pilot has a long track record as an actual accounting firm, with human accountants, so if you need anything, you know your person.

Pilot saves me an entire executive salary. It’s a huge savings.
— David Petrou
Founder and CEO, Continua AI
Watch David's story

See the differences

Pilot is an actual fix to your need: Trusted financials, on time

Pilot’s customers love that we’re 50% software, 50% people. We automate all those annoying tasks, but you also have someone to talk to when you need help. That’s vital if you plan to grow.

Audit-ready books plus AI speed

Pilot uses automation under the hood, but humans take responsibility. You’ll have a bookkeeper and account team.

Fast answers

With Pilot, you get live dashboards showing your cash position, profit and loss, and vendors by spend. Because they’re human-certified, they’re correct.

Control over your data

Pilot gives you your data via QuickBooks so you aren’t locked in. Your data is yours and you can export it to spreadsheets with no loss.

Integrated tax, credits, advisory

Pilot is full-service. We can do your taxes, provide a fractional CFO for modeling or fundraises, manage your payroll and invoices, and more.

Pilot is great for ...

Serious founders who can’t waste time.

Founders who need investor-ready financials.

Startups seeking true expertise in their business model.

Venture-funded startups or those soon to raise.

Digits is an early-stage fix that most companies outgrow

Digits will tell you this themselves: They’re an automated general ledger that works for strict use cases. If your business strays out of the “one size fits all” model, they can’t make exceptions. 

Your data isn’t portable

Instead of using an industry standard backend like QuickBooks, Digits has its own proprietary software.

No rescues or fallback paths

Digits is great at automating transactions on a one-size-fits-all basis. Many Digits users rely on spreadsheets for important documents.

A starter solution only

If you launch a new business model, switch to accrual accounting, or make other big changes, Digits can no longer support you.

Digits is a fit if …

You plan to stay small for now.

Speed matters more than accuracy.

You are a CFO and can correct your own financials.

CUSTOMER STORY

Founders say Pilot actually saves them time

Trevor at Ethos once tried an AI bookkeeping software and got trapped: The numbers would be wrong, but he couldn’t edit them. Support was slow, so he had to make his own spreadsheets. He switched to Pilot because it’s 50/50 software and people—and he has someone to call.

That connection with our bookkeeper and the ability to get an answer whenever I have a question is what gives me confidence.
Trevor Thompson
CEO and Co-Founder, Ethos

Founders say Pilot’s people are the key to saving time

Pilot gives me confidence in our numbers. In a fast-moving startup, there’s no room for guesswork.

Know your financials are accurate

Pilot’s process ensures that the numbers you see are true and you don’t have to always double-check.

Pilot is a partner we can trust. After going through multiple accounting firms and a DIY effort, we couldn’t be happier.

Get advice that helps you grow

With Pilot, you get a whole team of experts who can help with strategy, forecasting, metrics, and payroll.

I don’t think anyone would have any issue with our finances whatsoever, and that’s remarkable.

Rely on an enduring partner

Pilot has been around for eight years and serves 3,500+ businesses.

We’ve been growing really quickly, and we’ve hired employees in different states and even different countries. Pilot helped with all the filings and made sure we were compliant.
Iba Masood
CEO and Co-Founder, Optimal AI
SEE THE DIFFERENCES

Pilot and Digits comparison

Founded
2017
2023
Focus
Full accounting for venture-funded startups and growing businesses
Very early-stage tech startups
Pricing
$600 – $2,000+ depending on size
$65 – $1,000 depending on size
Point of Contact
Your bookkeeper, your controller, or chat through the app
Fully automated; call customer support
Team structure
Well-organized 20-person service operations team
Lean product, engineering, and onboarding teams
Automated Bookkeeping
✅ Yes, but always human-reviewed for accuracy
✅ Fully automated, some customer support
CFO-Level Insights
✅  Expert-led, hands-on 
strategy and financial modeling
🚫 Limited, with AI-generated financial summaries
Fundraising & 
VC-Ready Financials
✅ Investor-grade reporting, due diligence support
🚫 Limited FP&A and strategic finance insights
Industry-Specific Expertise
✅  SaaS, eCommerce, AI, healthtech, and more
🚫 Limited to venture-funded companies usually in Silicon Valley

Pilot vs Digits — FAQ

What is the main difference between Pilot and Digits?
Pilot is a full-service accounting firm that combines automation with human experts who review your books for accuracy. Digits is primarily an automated general ledger tool built for very early-stage startups. Pilot delivers audit-ready financials and expert support, while Digits focuses on fast, software-only bookkeeping.
Does Pilot use AI or automation like Digits?
Yes. Pilot uses automation to speed up bookkeeping and eliminate manual busywork, but all financials are reviewed and certified by real accountants. Digits relies heavily on automation without human oversight, which can limit accuracy and flexibility as businesses scale.
Which platform is more accurate: Pilot or Digits?
Pilot is more accurate for most businesses because every set of books is reviewed by trained accounting professionals. Digits is fully automated, so accuracy depends on whether the software can correctly interpret your transactions and business model.
Which is better for growing or venture-funded startups?
Pilot is designed for startups that need investor-ready financials, accrual accounting, modeling, and ongoing guidance. Digits is best for very small or simple businesses that don’t need expert insights, CFO-level support, or long-term accounting infrastructure.
Can Digits replace a human bookkeeper or accountant?
Digits is not a replacement for a human accountant. It automates categorization but doesn’t handle exceptions, custom business models, accrual conversions, or complex financial scenarios. Pilot includes a dedicated bookkeeper and accounting team who take responsibility for your financials.
What happens if my business changes or becomes more complex?
Pilot adapts as your company scales — across different revenue streams, states, currencies, and accounting methods. Digits has limited flexibility and may not support businesses that add new products, move to accrual accounting, or require advanced reporting.
How does data portability compare between Pilot and Digits?
Pilot uses QuickBooks as its backend, so your data is standardized, portable, and easy to export. Digits uses a proprietary general ledger, which means your financial data is harder to migrate if you outgrow the platform.
Does Pilot integrate with taxes, payroll, and CFO services?
Yes. Pilot offers tax prep, R&D credits, payroll support, AP/AR, and fractional CFO services. Digits focuses on automated bookkeeping only and does not provide a full-service accounting team.
Which is more cost-effective for startups?
Pilot pricing ranges from $600–$2,000+ depending on complexity and services needed. Digits ranges from $65–$1,000. While Digits is cheaper upfront, many founders switch to Pilot because they need accurate, investor-ready financials and expert support they can’t get from software alone.
Can I switch from Digits to Pilot?
Yes. Pilot frequently migrates customers from Digits and other automated bookkeeping tools. Since Pilot uses QuickBooks, it can rebuild, correct, or clean historical data to ensure your books are accurate and compliant going forward.
Which option actually saves founders more time?
Pilot typically saves more time because founders get a dedicated team who answers questions, handles exceptions, and ensures financials are correct the first time. With Digits, founders may need to fix errors manually or create spreadsheets for missing reports.
Who is Digits best suited for?
Digits is a good fit for solo founders or very early-stage startups that need quick automated bookkeeping and are comfortable managing accuracy on their own.
Who is Pilot best suited for?
Pilot is ideal for serious founders, venture-funded startups, or any business that needs reliable, audit-ready financials and ongoing expert guidance.
Is Pilot better for companies preparing for fundraising or due diligence?
Yes. Pilot specializes in investor-grade reporting, models, and financial packages that meet VC expectations. Digits does not provide the FP&A or strategic support needed for fundraising.
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